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Terms and Conditions

Introduction

Welcome to the website of Naviger Capital Limited (“Naviger”). By accessing, browsing, or using our website, you agree to comply with and be bound by the following terms and conditions. These website terms of use, as amended and/or supplemented from time to time (the "Terms"), govern your use and access to our website. We reserve the right to amend or revise these Terms in our sole and absolute discretion, at any time and without notice to you. Please read them carefully. If you do not agree with any part of these terms and conditions, you must refrain from using our website. Otherwise, continuing to use the website shall be deemed to be your acceptance of and compliance with the Terms.

1. Definitions

"Website" refers to www.naviger.capital.

"We", "Us", "Our" refers to Naviger.

"You", "Your" refers to the user or viewer of our website.

2. Use of the Website

The website is available on "as is" and "as available basis", meaning Naviger is under no obligation and does not provide any representations, warranties or undertakings as to the quality, accessibility, compatibility, accuracy or security of any other kind whatsoever, whether express or implied, of any content, application, service or user interface on or linked to our website.   We disclaim all warranties, including but not limited to warranties of title, merchantability, fitness for a particular purpose, and non-infringement.

Whilst we will attempt to provide you uninterrupted accessibility and error free usage to our website we cannot guarantee that this will be the case. Difficulties and malfunctions experienced while attempting to access or accessing the website such as network failures, software malfunctions and/or any transmission issues shall not be our liability. 

In certain instances, use of or access to the website may be temporarily suspended due to technical issues, software updates and/or enhancements. Notice of any suspension may not be possible or practicable depending upon the reason for the suspension. Naviger shall not be liable to you for not providing such a notice or for any losses, claims, liabilities, damages of whatsoever kind, nature, amount or description you may incur resulting from a suspension of our website.

3. Content 

We make no representation, warranties or provide any guarantees that the contents of our website is accurate and/or up to date. Unless expressly mentioned otherwise, the contents of our website serves solely for informational purposes only. Nothing on our website constitutes an offer or solicitation to anyone in any jurisdiction in which such an offer or solicitation is not authorised, or to any person to whom it is unlawful to make such an offer or solicitation. It is your responsibility to assess the suitability and/or appropriateness of any financial product you intend to acquire or financial service you intend to subscribe to. Nothing in these Terms or on our website shall oblige us to enter into any transaction with or provide a service to you.

4. Privacy and Data Collection

We collect certain information when you visit our website, such as your IP address, the date and time of your visit, the pages you accessed, and the website from which you linked to our site. This information is used for statistical purposes and to improve our website's functionality. We also collect any information you voluntarily provide to us through contact forms or other means. For more details, please refer to our Privacy Policy which is available on our website [URL to be inserted].

5. Cookies Policy

We use cookies to enhance our website functionality as well as your experience on our website. For more information on what cookies do we use, the data we obtain from cookies and how you can manage your cookies, please refer to our Cookies Policy available on our website [URL to be inserted].

6. Accuracy and changes

6.1 Changes to the Terms 

We review and amend these Terms from time to time. Updated versions are uploaded on our website with reference to the last update date and can be accessed for free at any time. You are advised to read and understand the Terms each time you wish to access or use our website. Your continued use of our website after any such changes constitutes your acceptance of the new terms and conditions.

6.2 Changes to the Website 

We may update and change our site from time to time to reflect changes to our products, our users' needs and our business priorities.

7. Links to Third-Party Websites

Our website may contain links to third-party websites that are not owned or controlled by Naviger. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. By using our website, you acknowledge and agree that Naviger does not assume any liability for any losses, claims, liabilities or damages of whatsoever kind, nature, amount or description you may incur resulting from your use of those linked websites.

8. Intellectual Property Rights

All content on our website, including but not limited to text, graphics, logos, images, and software ("Intellectual Property") is the property of Naviger or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on our website without our prior written consent.

9. Linking to Our Site

Third party organisations, news or social media organisations, their websites, applications or platforms may, without our knowledge or control, link to our website, to our publications or to other website information referring or naming us. 

To the extent that any such links reference us or our products and services in a manner which are deceptive, falsely implies sponsorship, endorsement or approval of their products and/or services to our products and services, we do not assume any liability for any losses, claims, liabilities or damages of whatsoever kind, nature, amount or description you may incur resulting from use of, a subscription to or purchase of such third party products and/or services.

10. Warranties, Representations and Liability

To the extent permitted under ADGM law, regulations and rules and in addition to the provisions outlined in these Terms, we exclude all implied conditions, warranties, representations or other terms that may apply to our site or any content on it.

We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

  • use of, or inability to use, our site;
  • use of or reliance on any content displayed on our site.
  • In particular, we will not be liable for:
  • loss of profits, sales, business, or revenue;
  • business interruption;
  • loss of anticipated savings;
  • loss of business opportunity, goodwill or reputation; or
  • any indirect or consequential loss or damage.

We shall not be liable for any viruses caused during the use of our website, you shall be responsible for protecting your software and your network by using your own virus protection software.

11. Indemnification

You agree to indemnify, defend, and hold harmless Naviger, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to your use of our website, your violation of these terms and conditions, or your violation of any rights of another.

12. Prohibitions 

As a user of our website, you agree to use our website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the website and must refrain from doing any of the following:

  • Provide any false or misleading information.
  • Attempt to jeopardize the stability of the website by using harmful technological threats, including but not limited to computer viruses, worms, corrupted data, logic bombs, and others.
  • Submit any post, notice, comment, or any material on the website which can be viewed as:
    • Threatening, abusive, indecent, defamatory, offensive, or obscene.
    • Racist or discriminatory, scandalous, menacing, or inflammatory.
    • In breach of privacy, in breach of confidence, or which may cause annoyance or inconvenience.
    • Which constitutes or encourages acts contrary to any law (including Sharia law).
    • Which is done without the required approvals or licenses.

13. Suspension or Termination of your Access 

We reserve the right to restrict, suspend or terminate your access to all or any part of the website, at any time, in response to actual or suspected violations to these Terms without notice.

14. Enforceability 

In the event that any provision of these Terms is held unenforceable, it will not affect the validity and enforceability of the remaining provisions and shall be replaced by an enforceable provision as construed under ADGM law, regulation and rules that comes the closest to the intention underlying the unenforceable provision.

15. Governing Law and Jurisdiction

These Terms, their subject matter and their formation (and any non-contractual disputes or claims) shall be governed by and construed in accordance with ADGM law, regulations and rules. You agree that the ADGM courts have exclusive jurisdiction to settle any dispute arising out of or in connection with these Terms (including a dispute or claim relating to any non-contractual obligation arising out of or in connection with these Terms). 

16. Contact Information

If you have any questions about these terms and conditions, please contact us at  info@naviger.capital

Does Naviger have a cookies policy in place?

We advise the governing law to be ADGM as ADGM is a common law jurisdiction which is familiar to you and which these Terms are based on.

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